This weekly newsletter is for parents, advocates, educators, therapists, service providers, policymakers, and anyone serious about better outcomes for special needs kids.
It's a new week and Miami is doing what it always does in June, showing up fully and without apology. We've got a full edition for our community today.
PS. If buying or selling a home has been on your mind lately, and you want to talk it through, feel free to text me anytime at (305) 401-6224 π
Today's Edition Includes:
Disability NewsHeadlines: Stories that deserve our attention
This Weekβs Inclusive Events Calendar: Programs and gatherings for the disability community
Monday Housing Q&A for Special Needs Families: Q: We just found out the inherited home has a mortgage. What happens now?
Hometown Heroes: If you work as a BCBA, RBT, therapist, or in any healthcare role at a PPEC, autism center, or school, there's a Florida program that can put up to $35,000 toward your down payment and closing costs.
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Welcome to Miami ποΈ Bienvenidos a Miami
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βMiami Childrenβs Museum Sensory Friendly Activities for Kids, FREE with RSVP, 9am - 11am, 980 MacArthur Cswy
π FREE with RSVP
βPerez Art Museum (PAMM) 11am - 3pm, features hands-on activities for children and adults as well as guided tours, guest artists, films, and performances. 1103 Biscayne Blvd
π FREE
βThe Sensory Lab FREE, ages 3-12, 5825 SW 68 Street in South Miami, text Elton 305.878.9654
ββComprehensive Guide to Scholarships, Grants, Schools, Healthcare, Therapy, and Recreation for Children & Adults with Disabilities
π Monday Housing Q&A for Special Needs Families
Q: We just found out the inherited home has a mortgage. What happens now?
A: It doesnβt stop the process, but it changes the math.
The mortgage doesnβt disappear because the owner did. It transfers with the home, and the clock on it doesnβt pause while the family figures out what to do next. Payments are still due. The lender still expects to be paid, and the timeline between missed payments and real consequences is shorter than most families expect when theyβre in the middle of grieving and trying to organize an estate.
The first thing to understand is whatβs actually owed versus what the home is worth today. A home with a mortgage taken out 10 or 15 years ago may have enough equity above that balance to give the family real options, sell and pay it off, refinance if an heir is keeping it, or in some cases use the proceeds to fund whatever the special needs sibling needs next. None of those options exist until someone pulls the number.
What closes options fast is inaction. A home with a mortgage sitting in an unresolved estate accumulates missed payments, late fees, and in the worst cases starts moving toward foreclosure while the family is still deciding what they want to do. Foreclosure doesnβt care about grief or complicated family dynamics, it runs on its own schedule.
The families who come through this with their options intact are the ones who found out what they were working with early, got the home valued, understood the gap between whatβs owed and what itβs worth, and made a decision before the lender made it for them.
π If youβre thinking about buying or selling a home, or you simply need experienced guidance, I deliver expert service and personalized support to help you reach your goals. π² Text or call me at (305) 401-6224
If you work as a BCBA, RBT, therapist, or in any healthcare role at an autism center or PPEC, thereβs a Florida program that can put up to $35,000 toward your down payment and closing costs, and most of the people who qualify for it donβt know it exists.
Itβs called Hometown Heroes, and it was built for people doing exactly the kind of work you do.
The catch is that funding is limited and it runs out fast. If youβve been thinking about buying a home in Miami-Dade, this is the conversation to have right now, not in the fall.
Text me directly and Iβll tell you in 5 minutes whether you qualify.
π² (305) 401-6224
β Victor Antunez, Real Estate Professional
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PS. I help homeowners buy and sell homes in ways that protect long-term housing stability, financial security, and future independence. If you're thinking about buying, selling, or planning ahead, text me directly at 305.401.6224.
PSS. Your referrals are the biggest compliment you can give me.
This weekly newsletter is for parents, advocates, educators, therapists, service providers, policymakers, and anyone serious about better outcomes for special needs kids.